Flexible options to help you move forward.
Quality remodeling doesn't have to wait. We work with homeowners to identify financing options that fit the household and the project.
We'll walk through options during your in-home consultation.
Financing is a tool — not a sales tactic. You decide what fits.
Multiple plans available depending on the size of your project.
In partnership with Got Mortgages.
We've partnered with Got Mortgages to give our clients direct access to renovation loans, home equity options, and refinancing built specifically for remodeling projects. Explore real rates and pre-qualification through their dedicated portal.
Reyes Royalty Construction is not a lender. All loan products, approvals, and terms are provided by Got Mortgages and its partners.
Specialized in renovation lending, HELOCs, and home improvement financing for homeowners across New Jersey.
- → Renovation loans
- → Home equity lines of credit
- → Cash-out refinancing
- → Fast pre-qualification
Buy-now, pay-later financing applied directly to your invoice. Terms and approval vary based on your individual qualifications with Affirm.
- → Pay over time on approved invoices
- → Personalized terms based on your profile
- → Soft pre-qualification, no impact to check
- → Options shown when your invoice is sent
In partnership with Affirm.
For projects where a buy-here-pay-later option makes more sense, we offer Affirm as a flexible alternative. Each homeowner's plan is unique — rates, terms, and approval amounts are determined by Affirm based on your own qualifications.
Once your project scope is confirmed and an invoice is issued, you'll be able to view your personalized Affirm options at checkout. Book an estimate to scope your project and learn more about qualifying.
Reyes Royalty Construction is not a lender. Affirm financing is subject to eligibility and terms set by Affirm.
Financing questions.
What financing options do you offer?+
Through our partners we offer renovation loans, home equity lines of credit (HELOC), cash-out refinancing, and Affirm pay-over-time financing applied to your invoice. Each option fits a different project size and homeowner situation.
Is there a minimum project size to qualify?+
Most lending partners are best suited for projects starting around $5,000+. Affirm can apply to smaller invoices, while renovation loans and HELOCs make sense for larger remodels. We'll help match the right option to your scope.
Do you require a deposit before work begins?+
Yes. Like most reputable contractors, we collect a scheduling deposit to lock in your start date and order materials. The exact amount and milestone payment schedule are spelled out in your contract before any work begins.